CRA Payment Arrangement Request Letter – Free Template (Canada)
Use this free CRA payment arrangement (Canada): fill it in online, download it as Word or PDF, and follow our step-by-step guide – where to send it, whether it needs notarizing, what to attach and mistakes to avoid.
| Country | 🇨🇦 Canada |
|---|---|
| Document type | Tax & finance |
| Format | Word, PDF & fill in online |
| Cost | Free |
| Time to complete | about 5 minutes |
| Notarization | Not required |
What is this letter for?
If you cannot pay your tax debt in full, the CRA may agree to a payment arrangement. Many arrangements can be set up online or by phone, but a letter can explain your financial situation and proposal.
Where do you send it?
Use CRA My Account or phone, or mail it to your tax centre.
Does it need to be notarized?
Not required. No notarization or commissioner is needed: sign the letter yourself and keep proof of when it was sent or delivered.
What you need before you start
- SIN or account number
- Amount owed
- Proposed payment plan
How to use this template
- Click each yellow field inside the letter and type your details directly (Enter jumps to the next field).
- Read the text through; the “Edit” button lets you change any sentence.
- Click “Word”, “PDF” or “Copy”, then sign and send.
Free template : CRA payment arrangement
Your full name
Street address
City, Province Postal code
Phone | Email
Today’s date
Canada Revenue Agency
Tax centre address
Re: Request for payment arrangement – SIN SIN
Dear Recipient name,
I am writing to request a payment arrangement for my outstanding balance of $Amount owed.
Due to reason, I cannot pay the full amount now. I propose to pay $Payment amount every month by pre-authorized debit starting Date.
I will file all future returns on time and keep my account up to date.
Sincerely,
Your full name
⚠️ Disclaimer: this template is for general guidance only and is not legal advice. Always check the requirements of the organization you are writing to before sending it.
Common mistakes to avoid
- ❌ Ignoring CRA letters.
- ❌ Unrealistic plan.
- ❌ Missing future filings.
Tips before you send it
- Contact CRA before collection action.
- Make a realistic offer.
- Interest continues to accumulate.
Frequently asked questions
Can I set up a payment arrangement online?
Yes, often through My Account or the automated phone service.
Does interest stop under an arrangement?
No, interest continues on the unpaid balance.
Where do I send this letter (CRA payment arrangement)?
Use CRA My Account or phone, or mail it to your tax centre.
Does this letter (CRA payment arrangement) need to be notarized?
Not required – No notarization or commissioner is needed: sign the letter yourself and keep proof of when it was sent or delivered.